by torrenslawgroup | Aug 8, 2022 | "RESPA", 2022, annual credit report, Are You Behind On Your Mortgage Payments?, Attorney, Check your credit after a loan modification, Even if you work with the bank for a loan modification, Florida, Florida Real Estate, Foreclosure, Foreclosure Defense against the bank, Foreclosures:, in mortgage foreclosure, Knowledge is power, Loan Modification, Mortgages:, Newsletter, Real Estate Foreclosure Attorney, Real Estate Foreclosure Defense Attorney, Real Estate Settlement Procedures Act, Resources and forms for credit dispute, Why should I hire a foreclosure defense lawyer?
Good Evening! I hope this newsletter finds you doing well. For today’s newsletter, I want to briefly discuss the importance of checking your credit report after you have started making payments under a mortgage modification. A common way of resolving a...
by torrenslawgroup | Aug 4, 2022 | 2022, Attorney, Avoidance creates "Drop Service", Defend you in court, Do not avoid process servers, Do Not Be Fooled, Florida, Florida Real Estate, Foreclosure, Foreclosure Defense against the bank, Foreclosures:, Helpful Information, Keep an Eye on Your Mortgage Statements, Legal:, Lis Pendens, Mortgages:, Newsletter, Process Services, Protect yourself by being informed - Helpful links, Real Estate Foreclosure Attorney, Request For Inspection of Original Note, The Bank Must Be in Possession of Original Promissory Note at the time the foreclosure case is filed., The bank will have its lawyers, Under Florida Law, What is Lis Pendens?, What is the Florida rule for civil procedure?, Why should I hire a foreclosure defense lawyer?, Written Payoff Statement Request, You can mail a Notice of Error to your servicer, You have 5 days after service to file a response with the court, You have a right to an accurate accounting of your mortgage account
Good Morning! I hope your week is coming along well. I wasn’t able to send out a newsletter on Sunday, so I wanted to try to get one out early part of this week. For today’s newsletter, I will show how to insist that your lender produce the original...
by torrenslawgroup | Jul 25, 2022 | 2022, Attorney, Florida, Foreclosure Defense against the bank, Foreclosures:, in mortgage foreclosure, Legal:, Mortgages:, Newsletter, Real Estate Foreclosure Attorney, Real Estate Foreclosure Defense Attorney, Reasons to hire a foreclosure defense lawyer
Good Afternoon! I hope this newsletter finds you doing well. For today’s newsletter, I want to focus on the question of whether your second mortgage holder can foreclose on your home. In our practice, we sometimes see situations where a homeowner may be current...
by torrenslawgroup | Sep 26, 2021 | 2021, Blog, Cash for Keys, Florida, Foreclosure, Foreclosure Defense against the bank, in mortgage foreclosure, Legal:, Mortgages:, Real Estate Foreclosure Attorney, Real Estate Foreclosure Defense Attorney, Reasons to hire a foreclosure defense lawyer, Short Sale option, Waiver of Dificiency
One of the common questions we get in our law practice is “If I agree to give up my property in foreclosure to the bank, do I still owe money on the mortgage?” This, of course, is an excellent question and should top of mind for anyone considering settling a mortgage...
by torrenslawgroup | Sep 19, 2021 | #KnowBeforeYouClose, 2021, A copy of the appraisal or valuation must be provided to you at least 3 days prior to closing., Avoid Mortgage with a Balloon, Closing Disclosures, Do Not Be Fooled, Federally Backed Loans, Financing:, Florida, Florida Real Estate, Florida Title Search, Foreclosure Defense against the bank, Home Appraisal, Keep an Eye on Your Credit, Know Before You Close, Mortgages:, Newsletter, Pooling and Servicing Agreement!, Real Estate Foreclosure Attorney, Real Estate Foreclosure Defense Attorney, TILA, Title and Closing, Torrens Title, Truth in Lending Act, You have a right to an accurate accounting of your mortgage account, Your Right to a copy of your home appraisal
Good Morning! I hope this newsletter finds you doing well. For today’s newsletter, I will focus on a few important things you should know before you close on your next (or especially, your first) Florida real estate transaction. Not Understanding Legal Documents...
by torrenslawgroup | Aug 23, 2021 | 2021, Attorney, Best to retain counsel, Blog, Florida, Foreclosure Defense against the bank, Foreclosures:, in mortgage foreclosure, Real Estate Foreclosure Attorney, Real Estate Foreclosure Defense Attorney, Reasons to hire a foreclosure defense lawyer, Request For Inspection of Original Note, The Bank Must Be in Possession of Original Promissory Note at the time the foreclosure case is filed., The bank will have its lawyers, Why should I hire a foreclosure defense lawyer?
In order for the bank to win a foreclosure case, the bank must be in possession of the original promissory note at the time the foreclosure case is filed and at the time of the final hearing. See Winchel v. PennyMac Corp. (Fla. 2d DCA 2017). The original note should...
