August 7, 2022 – Got A Loan Mod? Don’t Forget Your Credit

  Good Evening! I hope this newsletter finds you doing well. For today’s newsletter, I want to briefly discuss the importance of checking your credit report after you have started making payments under a mortgage modification. A common way of resolving a...

July 24, 2022 – Can Your Second Mortgage Holder Foreclose On Your Home?

Good Afternoon! I hope this newsletter finds you doing well. For today’s newsletter, I want to focus on the question of whether your second mortgage holder can foreclose on your home. In our practice, we sometimes see situations where a homeowner may be current...

September 25, 2021 – The Reality of Mortgage Deficiency Actions in Florida

One of the common questions we get in our law practice is “If I agree to give up my property in foreclosure to the bank, do I still owe money on the mortgage?” This, of course, is an excellent question and should top of mind for anyone considering settling a mortgage...

August 22, 2021 – Your Right to Request Your Original Note

In order for the bank to win a foreclosure case, the bank must be in possession of the original promissory note at the time the foreclosure case is filed and at the time of the final hearing. See Winchel v. PennyMac Corp. (Fla. 2d DCA 2017). The original note should...