by torrenslawgroup | Sep 26, 2021 | 2021, Blog, Cash for Keys, Florida, Foreclosure, Foreclosure Defense against the bank, in mortgage foreclosure, Legal:, Mortgages:, Real Estate Foreclosure Attorney, Real Estate Foreclosure Defense Attorney, Reasons to hire a foreclosure defense lawyer, Short Sale option, Waiver of Dificiency
One of the common questions we get in our law practice is “If I agree to give up my property in foreclosure to the bank, do I still owe money on the mortgage?” This, of course, is an excellent question and should top of mind for anyone considering settling a mortgage...
by torrenslawgroup | Sep 19, 2021 | 2021, A Decade Strong, Blog, Florida, Fountain Pen Hospital in New York, Journeys of an attorney, Learning, Lessons Learned As A Lititgation Attorney, My fountain pen and paper, My Writing Companion, Real Estate Foreclosure Attorney, Reflections of an attorney
Most would not know this, but every post I write for this blog is handwritten with a fountain pen. As someone with ADHD, I like to write by hand because it allows me to write without the distractions of the computer (i.e. “let me check e-mail real quick!”) I have also...
by torrenslawgroup | Sep 19, 2021 | #KnowBeforeYouClose, 2021, A copy of the appraisal or valuation must be provided to you at least 3 days prior to closing., Avoid Mortgage with a Balloon, Closing Disclosures, Do Not Be Fooled, Federally Backed Loans, Financing:, Florida, Florida Real Estate, Florida Title Search, Foreclosure Defense against the bank, Home Appraisal, Keep an Eye on Your Credit, Know Before You Close, Mortgages:, Newsletter, Pooling and Servicing Agreement!, Real Estate Foreclosure Attorney, Real Estate Foreclosure Defense Attorney, TILA, Title and Closing, Torrens Title, Truth in Lending Act, You have a right to an accurate accounting of your mortgage account, Your Right to a copy of your home appraisal
Good Morning! I hope this newsletter finds you doing well. For today’s newsletter, I will focus on a few important things you should know before you close on your next (or especially, your first) Florida real estate transaction. Not Understanding Legal Documents...
by torrenslawgroup | Aug 23, 2021 | 2021, Attorney, Best to retain counsel, Blog, Florida, Foreclosure Defense against the bank, Foreclosures:, in mortgage foreclosure, Real Estate Foreclosure Attorney, Real Estate Foreclosure Defense Attorney, Reasons to hire a foreclosure defense lawyer, Request For Inspection of Original Note, The Bank Must Be in Possession of Original Promissory Note at the time the foreclosure case is filed., The bank will have its lawyers, Why should I hire a foreclosure defense lawyer?
In order for the bank to win a foreclosure case, the bank must be in possession of the original promissory note at the time the foreclosure case is filed and at the time of the final hearing. See Winchel v. PennyMac Corp. (Fla. 2d DCA 2017). The original note should...
by torrenslawgroup | Aug 23, 2021 | 2021, Answer and Affirmative Defenses., Are You Behind On Your Mortgage Payments?, Attorney, beginning the day you were served suit, Best to retain counsel, Even if you work with the bank for a loan modification, Florida, Foreclosure, Foreclosure Defense against the bank, Foreclosures:, in mortgage foreclosure, Lawsuit, Loan Modification, Newsletter, Real Estate Foreclosure Attorney, Real Estate Foreclosure Defense Attorney, Reasons to hire a foreclosure defense lawyer, The bank will have its lawyers, The Florida Bar, Why should I hire a foreclosure defense lawyer?, You can lose your case by default if you do not file written response in the timeframe your summons allots., you still need to respond to your summons.
Good Evening: I hope this newsletter finds you and your family doing well. For this newsletter, I will focus on the importance of filing a written response to a lawsuit. This topic is timely given the forthcoming expected wave of eviction and foreclosure suits. When...
by torrenslawgroup | Aug 19, 2021 | Are You Behind On Your Mortgage Payments?, Attorney, Blog, deed-in-lieu of foreclosure, Defend you in court, Florida, Foreclosure, Foreclosure Defense against the bank, Foreclosures:, in mortgage foreclosure, Know your options, Loan Modification, Mortgages:, Peace of mind, Real Estate Foreclosure Attorney, Reasons to hire a foreclosure defense lawyer, Short Sale option, The bank will have its lawyers, Why should I hire a foreclosure defense lawyer?, you should too
Many homeowners in foreclosure assume that they have limited rights against a foreclosure because they fell behind on their mortgage payments. While the courts have undoubtedly made it more challenging to defend foreclosure cases, there remain many benefits to hiring...
