by torrenslawgroup | Jun 20, 2022 | 2022, Attorney, Consumer Protection, Contact the Florida Bar Referral Hotline, Do you have a "Suit Pending"?, Florida, Florida Real Estate, Florida Title Search, Foreclosure Defense against the bank, fraudulent liens, Lawsuit, Legal:, liens against property, Lis Pendens, National Association of Consumer Advocates ("NACA"), New Homes, Newsletter, Once you sign a contract to sell your home, Real Estate Foreclosure Defense Attorney, Sales Process:, Tragic Reality Across Florida, What is Lis Pendens?, What is the Florida rule for civil procedure?
Good Evening! Happy Father’s Day to all the Dads out there! This week, I will focus on “homeowner benefit agreements” and the potential consequences of signing these agreements. I had never even heard of a “homeowner benefit agreement” until just the other day...
by torrenslawgroup | Sep 13, 2021 | 2021, A copy of the appraisal or valuation must be provided to you at least 3 days prior to closing., Closing Disclosures, Financing:, Florida, Florida Real Estate, Foreclosure Defense against the bank, Home Appraisal, Inc., Know Before You Close, Know your options, Mortgages:, New Homes, Newsletter, TILA, Title and Closing, Torrens Title, TRID, Truth in Lending Act, Try To Resolve the Matter Before It's Too Late, You have a right to an accurate accounting of your mortgage account
Good Evening: I hope this newsletter finds you and your family doing well. If you are buying a home and taking out a loan to do so, you are entitled to a five-page document called a closing disclosure at least three business days before your closing. The closing...
by torrenslawgroup | Jul 3, 2021 | acceleration, Avoid Mortgage with a Balloon, Balloon rate Mortgages, Blog, Foreclosure, Mortgages:, New Homes, Real Estate Foreclosure Attorney
We review a lot of mortgage loan documents in our law practice. One problem we see a lot is the infamous balloon. In a mortgage loan, a balloon means that the entire mortgage balance comes due on a specific date. If you don’t pay it immediately, you can get foreclosed...
by torrenslawgroup | Jun 17, 2021 | New Homes
Mortgage rates change constantly through an unpredictable combination of government policies and economic conditions. This video explains the common term ‘rate lock.’ A “Rate Lock” is a guarantee that a lender will honor a specific combination of interest...
by torrenslawgroup | Jun 15, 2021 | New Homes
Mortgage rates change constantly through an unpredictable combination of government policies and economic conditions. This video explains the common term ‘rate lock.’ A “Rate Lock” is a guarantee that a lender will honor a specific combination of interest...