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September 19, 2021 – A Few Things You Should #KnowBeforeYouClose

by torrenslawgroup | Sep 19, 2021 | #KnowBeforeYouClose, 2021, A copy of the appraisal or valuation must be provided to you at least 3 days prior to closing., Avoid Mortgage with a Balloon, Closing Disclosures, Do Not Be Fooled, Federally Backed Loans, Financing:, Florida, Florida Real Estate, Florida Title Search, Foreclosure Defense against the bank, Home Appraisal, Keep an Eye on Your Credit, Know Before You Close, Mortgages:, Newsletter, Pooling and Servicing Agreement!, Real Estate Foreclosure Attorney, Real Estate Foreclosure Defense Attorney, TILA, Title and Closing, Torrens Title, Truth in Lending Act, You have a right to an accurate accounting of your mortgage account, Your Right to a copy of your home appraisal

Good Morning!  I hope this newsletter finds you doing well. For today’s newsletter, I will focus on a few important things you should know before you close on your next (or especially, your first) Florida real estate transaction.    Not Understanding Legal Documents...

July 3, 2021 – A Balloon Full of Nightmares

by torrenslawgroup | Jul 3, 2021 | acceleration, Avoid Mortgage with a Balloon, Balloon rate Mortgages, Blog, Foreclosure, Mortgages:, New Homes, Real Estate Foreclosure Attorney

We review a lot of mortgage loan documents in our law practice. One problem we see a lot is the infamous balloon. In a mortgage loan, a balloon means that the entire mortgage balance comes due on a specific date. If you don’t pay it immediately, you can get foreclosed...
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