August 7, 2022 – Got A Loan Mod? Don’t Forget Your Credit

  Good Evening! I hope this newsletter finds you doing well. For today’s newsletter, I want to briefly discuss the importance of checking your credit report after you have started making payments under a mortgage modification. A common way of resolving a...

July 17, 2022 – The Florida Homeowner Assistance Fund Could Save Your Home

Good Afternoon! I hope this newsletter finds you doing well. For today’s newsletter, I want to let everyone know about the new Florida Homeowner Assistance Fund that was recently created. Established through the American Rescue Plan Act of 2021, the fund is...

October 9, 2021 – How Can The Bank Foreclose on a Loan Modification?

At our firm, we often see foreclosure cases where the lender is trying to foreclose after the borrower defaulted on a loan modification. What is required under Florida law for the lender to foreclose when the mortgage has been modified? A few important things to know:...

August, 27, 2021 – What Happens When The Bank Does Not Have The Original Note But Wants To Foreclose?

It is well-settled under Florida law that a foreclosing bank must be in possession of the original note at the time the foreclosure case is filed and at the time of the final hearing, whether that be a summary judgment hearing or a trial. See Winchel v. PennyMac Corp...

August 22, 2021 – So You’ve Been Sued. Don’t Forget Your Answer!

Good Evening:  I hope this newsletter finds you and your family doing well.  For this newsletter, I will focus on the importance of filing a written response to a lawsuit. This topic is timely given the forthcoming expected wave of eviction and foreclosure suits. When...

August 19, 2021 – Why Should I Hire A Foreclosure Defense Lawyer?

Many homeowners in foreclosure assume that they have limited rights against a foreclosure because they fell behind on their mortgage payments. While the courts have undoubtedly made it more challenging to defend foreclosure cases, there remain many benefits to hiring...