by torrenslawgroup | Aug 8, 2022 | "RESPA", 2022, annual credit report, Are You Behind On Your Mortgage Payments?, Attorney, Check your credit after a loan modification, Even if you work with the bank for a loan modification, Florida, Florida Real Estate, Foreclosure, Foreclosure Defense against the bank, Foreclosures:, in mortgage foreclosure, Knowledge is power, Loan Modification, Mortgages:, Newsletter, Real Estate Foreclosure Attorney, Real Estate Foreclosure Defense Attorney, Real Estate Settlement Procedures Act, Resources and forms for credit dispute, Why should I hire a foreclosure defense lawyer?
Good Evening! I hope this newsletter finds you doing well. For today’s newsletter, I want to briefly discuss the importance of checking your credit report after you have started making payments under a mortgage modification. A common way of resolving a...
by torrenslawgroup | Jul 18, 2022 | 2022, Are You Behind On Your Mortgage Payments?, Attorney, Do you have a "Suit Pending"?, Finding:, Florida, Florida Real Estate, Foreclosure, Foreclosure Defense against the bank, Foreclosures:, Helpful Information, in mortgage foreclosure, Know your options, Mortgages:, Newsletter, Real Estate Foreclosure Defense Attorney, Reasons to hire a foreclosure defense lawyer, Redemption before foreclosure sale., Tragic Reality Across Florida
Good Afternoon! I hope this newsletter finds you doing well. For today’s newsletter, I want to let everyone know about the new Florida Homeowner Assistance Fund that was recently created. Established through the American Rescue Plan Act of 2021, the fund is...
by torrenslawgroup | Oct 10, 2021 | Are You Behind On Your Mortgage Payments?, Blog, Foreclosure, Foreclosure Defense against the bank, Foreclosures:, in mortgage foreclosure, is the foreclosure sale automatically cancelled?, Lis Pendens, Loan Modification, Real Estate Foreclosure Defense Attorney, Reasons to hire a foreclosure defense lawyer, The bank will have its lawyers, Why should I hire a foreclosure defense lawyer?
At our firm, we often see foreclosure cases where the lender is trying to foreclose after the borrower defaulted on a loan modification. What is required under Florida law for the lender to foreclose when the mortgage has been modified? A few important things to know:...
by torrenslawgroup | Aug 30, 2021 | 2021, Are You Behind On Your Mortgage Payments?, Attorney, Blog, Florida, Foreclosure Defense against the bank, Foreclosures:, in mortgage foreclosure, Real Estate Foreclosure Defense Attorney, Reasons to hire a foreclosure defense lawyer, The Bank Must Be in Possession of Original Promissory Note at the time the foreclosure case is filed., The bank will have its lawyers, Why should I hire a foreclosure defense lawyer?, you should too
It is well-settled under Florida law that a foreclosing bank must be in possession of the original note at the time the foreclosure case is filed and at the time of the final hearing, whether that be a summary judgment hearing or a trial. See Winchel v. PennyMac Corp...
by torrenslawgroup | Aug 23, 2021 | 2021, Answer and Affirmative Defenses., Are You Behind On Your Mortgage Payments?, Attorney, beginning the day you were served suit, Best to retain counsel, Even if you work with the bank for a loan modification, Florida, Foreclosure, Foreclosure Defense against the bank, Foreclosures:, in mortgage foreclosure, Lawsuit, Loan Modification, Newsletter, Real Estate Foreclosure Attorney, Real Estate Foreclosure Defense Attorney, Reasons to hire a foreclosure defense lawyer, The bank will have its lawyers, The Florida Bar, Why should I hire a foreclosure defense lawyer?, You can lose your case by default if you do not file written response in the timeframe your summons allots., you still need to respond to your summons.
Good Evening: I hope this newsletter finds you and your family doing well. For this newsletter, I will focus on the importance of filing a written response to a lawsuit. This topic is timely given the forthcoming expected wave of eviction and foreclosure suits. When...
by torrenslawgroup | Aug 19, 2021 | Are You Behind On Your Mortgage Payments?, Attorney, Blog, deed-in-lieu of foreclosure, Defend you in court, Florida, Foreclosure, Foreclosure Defense against the bank, Foreclosures:, in mortgage foreclosure, Know your options, Loan Modification, Mortgages:, Peace of mind, Real Estate Foreclosure Attorney, Reasons to hire a foreclosure defense lawyer, Short Sale option, The bank will have its lawyers, Why should I hire a foreclosure defense lawyer?, you should too
Many homeowners in foreclosure assume that they have limited rights against a foreclosure because they fell behind on their mortgage payments. While the courts have undoubtedly made it more challenging to defend foreclosure cases, there remain many benefits to hiring...
