by torrenslawgroup | Mar 14, 2022 | 2022, Attorney, Consumer Protection, Florida, Mortgages:, Newsletter, Real Estate Foreclosure Defense Attorney
Good Morning! I hope this newsletter finds you doing well. This week, I will focus on your right, under Florida law, to a satisfaction of mortgage within 60 calendar days after paying off your mortgage. When you pay off your mortgage, your lender is required to...
by torrenslawgroup | Feb 12, 2022 | 2022, Attorney, Best to retain counsel, Blog, Do you have a "Suit Pending"?, Don’t forget to utilize all of the tools available to you through the litigation process., Florida, Foreclosure Defense against the bank, Foreclosures:, Helpful Information, Helpful Information, in mortgage foreclosure, Keep an Eye on Your Mortgage Statements, Knowledge is power, Lawsuit, Legal:, Lis Pendens, Mortgages:, Protect yourself by being informed - Helpful links, Real Estate Foreclosure Defense Attorney, Reasons to hire a foreclosure defense lawyer, The Bank Must Be in Possession of Original Promissory Note at the time the foreclosure case is filed., The bank will have its lawyers, Why should I hire a foreclosure defense lawyer?, Written Payoff Statement Request, You have a right to an accurate accounting of your mortgage account
In foreclosure cases, don’t forget that the bank must not only prove a loan default and legal standing to foreclose, but must also prove the amounts due and owing to be entitled to a judgment of foreclosure. Keep in mind that if you are going to challenge the amounts...
by torrenslawgroup | Feb 8, 2022 | "RESPA", 2022, Attorney, Florida, Foreclosure Defense against the bank, Helpful Information, Helpful Information, Keep Written Documentation, Mortgages:, Newsletter, Real Estate Foreclosure Defense Attorney, Real Estate Settlement Procedures Act, Sample Notice of error, You can sue for damages if your Servicer fails to comply
Good Evening! I hope this newsletter finds you doing well. This week, I will discuss your right to know who owns your mortgage and how to get this important information. Unfortunately, it is commonplace for mortgages to be sold numerous times throughout the life of...
by torrenslawgroup | Nov 29, 2021 | "RESPA", 2021, Attorney, Blog, Defend you in court, Even if you work with the bank for a loan modification, Florida, Foreclosure Defense against the bank, Helpful Information, Keep Written Documentation, Lawsuit, Lessons Learned As A Lititgation Attorney, Loan Modification, Mortgages:, Real Estate Foreclosure Defense Attorney, Real Estate Settlement Procedures Act, Reasons to hire a foreclosure defense lawyer, Sample Notice of error, Suffered Financial Hardship, The bank will have its lawyers, Why should I hire a foreclosure defense lawyer?, You can mail a Notice of Error to your servicer
Oftentimes when a homeowner is applying for a loan modification, the mortgage company (especially the big mortgage servicers) will lose the homeowner’s loan modification paperwork and will ask for the same documents over and over again. This can be a very frustrating...
by torrenslawgroup | Nov 22, 2021 | 2021, and include supporting documents, Florida, Foreclosure Defense against the bank, Mortgages:, Newsletter, Pay Attention to Your Annual Mortgage Escrow Statement!, Real Estate Foreclosure Defense Attorney, Sample Notice of error, Steps to Correct Escrow account error, You can mail a Notice of Error to your servicer
Good Afternoon! I hope this newsletter finds you doing well. Last week, I wrote about mortgage escrow accounts and the importance of reviewing your annual escrow statement. This week, I’d like to focus on what to do if you identify an error on your mortgage...
by torrenslawgroup | Nov 15, 2021 | 2021, Attorney, Consumer Financial Protection Bureau, Foreclosure Defense against the bank, Mortgages:, Newsletter, Pay Attention to Your Annual Mortgage Escrow Statement!, Real Estate Foreclosure Defense Attorney, Reasons to hire a foreclosure defense lawyer, You have a right to an accurate accounting of your mortgage account
Good Afternoon! I hope this newsletter finds you doing well. For today’s newsletter, I will focus on the importance of your annual mortgage escrow statement. For those of you who have never had to deal with a mortgage with escrow, a mortgage escrow account is an...