by torrenslawgroup | Aug 4, 2022 | 2022, Attorney, Avoidance creates "Drop Service", Defend you in court, Do not avoid process servers, Do Not Be Fooled, Florida, Florida Real Estate, Foreclosure, Foreclosure Defense against the bank, Foreclosures:, Helpful Information, Keep an Eye on Your Mortgage Statements, Legal:, Lis Pendens, Mortgages:, Newsletter, Process Services, Protect yourself by being informed - Helpful links, Real Estate Foreclosure Attorney, Request For Inspection of Original Note, The Bank Must Be in Possession of Original Promissory Note at the time the foreclosure case is filed., The bank will have its lawyers, Under Florida Law, What is Lis Pendens?, What is the Florida rule for civil procedure?, Why should I hire a foreclosure defense lawyer?, Written Payoff Statement Request, You can mail a Notice of Error to your servicer, You have 5 days after service to file a response with the court, You have a right to an accurate accounting of your mortgage account
Good Morning! I hope your week is coming along well. I wasn’t able to send out a newsletter on Sunday, so I wanted to try to get one out early part of this week. For today’s newsletter, I will show how to insist that your lender produce the original...
by torrenslawgroup | Jun 20, 2022 | 2022, Attorney, Consumer Protection, Contact the Florida Bar Referral Hotline, Do you have a "Suit Pending"?, Florida, Florida Real Estate, Florida Title Search, Foreclosure Defense against the bank, fraudulent liens, Lawsuit, Legal:, liens against property, Lis Pendens, National Association of Consumer Advocates ("NACA"), New Homes, Newsletter, Once you sign a contract to sell your home, Real Estate Foreclosure Defense Attorney, Sales Process:, Tragic Reality Across Florida, What is Lis Pendens?, What is the Florida rule for civil procedure?
Good Evening! Happy Father’s Day to all the Dads out there! This week, I will focus on “homeowner benefit agreements” and the potential consequences of signing these agreements. I had never even heard of a “homeowner benefit agreement” until just the other day...
by torrenslawgroup | Feb 12, 2022 | 2022, Attorney, Best to retain counsel, Blog, Do you have a "Suit Pending"?, Don’t forget to utilize all of the tools available to you through the litigation process., Florida, Foreclosure Defense against the bank, Foreclosures:, Helpful Information, Helpful Information, in mortgage foreclosure, Keep an Eye on Your Mortgage Statements, Knowledge is power, Lawsuit, Legal:, Lis Pendens, Mortgages:, Protect yourself by being informed - Helpful links, Real Estate Foreclosure Defense Attorney, Reasons to hire a foreclosure defense lawyer, The Bank Must Be in Possession of Original Promissory Note at the time the foreclosure case is filed., The bank will have its lawyers, Why should I hire a foreclosure defense lawyer?, Written Payoff Statement Request, You have a right to an accurate accounting of your mortgage account
In foreclosure cases, don’t forget that the bank must not only prove a loan default and legal standing to foreclose, but must also prove the amounts due and owing to be entitled to a judgment of foreclosure. Keep in mind that if you are going to challenge the amounts...
by torrenslawgroup | Jan 10, 2022 | 2022, Answer and Affirmative Defenses., Attorney, beginning the day you were served suit, Best to retain counsel, consider contacting a legal aid organization., Consumer Protection, Contact the Florida Bar Referral Hotline, Do you have a "Suit Pending"?, Don't forget the the importance of Request for Admissions in your foreclosure case., Don’t forget to utilize all of the tools available to you through the litigation process., Florida, Foreclosure Defense against the bank, Foreclosures:, in mortgage foreclosure, Legal:, Lis Pendens, Newsletter, Pro Se - Self Representation, Real Estate Foreclosure Defense Attorney, Reasons to hire a foreclosure defense lawyer, You can lose your case by default if you do not file written response in the timeframe your summons allots., you still need to respond to your summons.
Good Afternoon! I hope this newsletter finds you doing well. For this week’s newsletter, I want to offer a few useful tips in case you ever find yourself in a lawsuit but cannot afford legal counsel. I cannot tell you how many times I have been in court, waiting...
by torrenslawgroup | Oct 11, 2021 | 2021, Attorney, Blog, Florida Judgments, Foreclosure Defense against the bank, Foreclosures:, Lawsuit, Lis Pendens, Real Estate Foreclosure Defense Attorney, Reasons to hire a foreclosure defense lawyer, The bank will have its lawyers, Uniform Commercial Code allows foreclosure on loan modifications, Why should I hire a foreclosure defense lawyer?, you should too
When a bank or mortgage company is trying to foreclose on a note that has been sold numerous times, their most common strategy is to add an endorsement on the note called an “endorsement in blank.” For example, let’s say Bank ABC is your original lender and your loan...
by torrenslawgroup | Oct 10, 2021 | Are You Behind On Your Mortgage Payments?, Blog, Foreclosure, Foreclosure Defense against the bank, Foreclosures:, in mortgage foreclosure, is the foreclosure sale automatically cancelled?, Lis Pendens, Loan Modification, Real Estate Foreclosure Defense Attorney, Reasons to hire a foreclosure defense lawyer, The bank will have its lawyers, Why should I hire a foreclosure defense lawyer?
At our firm, we often see foreclosure cases where the lender is trying to foreclose after the borrower defaulted on a loan modification. What is required under Florida law for the lender to foreclose when the mortgage has been modified? A few important things to know:...