by torrenslawgroup | Apr 25, 2022 | 2022, annual credit report, Attorney, Consumer Financial Protection Bureau, Consumer Protection, Credit:, Florida, Helpful Information, Keep an Eye on Your Credit, Know your options, Knowledge is power, Legal:, Newsletter, Protect yourself by being informed - Helpful links, Resources and forms for credit dispute
Good Morning! I hope this newsletter finds you doing well. This week, I’ll focus on the recent announcement by TransUnion, Experian, and Equifax on reporting medical debt on consumers’ credit reports. Beginning July 1, 2022, medical debt that was paid...
by torrenslawgroup | Jan 3, 2022 | "FCBA" Fair Credit Billing Act, 2022, Florida, Keep an Eye on Your Credit, Newsletter
Good Morning! I hope you had a very nice holiday and hope your new year is off to a great start! The Fair Credit Billing Act (“FCBA”) is a federal law enacted in 1974 to protect consumers from unfair credit card billing practices. Under the FCBA, you have...
by torrenslawgroup | Sep 19, 2021 | #KnowBeforeYouClose, 2021, A copy of the appraisal or valuation must be provided to you at least 3 days prior to closing., Avoid Mortgage with a Balloon, Closing Disclosures, Do Not Be Fooled, Federally Backed Loans, Financing:, Florida, Florida Real Estate, Florida Title Search, Foreclosure Defense against the bank, Home Appraisal, Keep an Eye on Your Credit, Know Before You Close, Mortgages:, Newsletter, Pooling and Servicing Agreement!, Real Estate Foreclosure Attorney, Real Estate Foreclosure Defense Attorney, TILA, Title and Closing, Torrens Title, Truth in Lending Act, You have a right to an accurate accounting of your mortgage account, Your Right to a copy of your home appraisal
Good Morning! I hope this newsletter finds you doing well. For today’s newsletter, I will focus on a few important things you should know before you close on your next (or especially, your first) Florida real estate transaction. Not Understanding Legal Documents...
by ttdev | Jun 17, 2021 | Financing:, Keep an Eye on Your Credit, Keep an Eye on Your Mortgage Statements, Keep Written Documentation, Newsletter, You have a right to an accurate accounting of your mortgage account
Good Morning: I hope this newsletter finds you and your family doing well. Today I’d like to discuss a very disturbing trend we are seeing with the excessive fees large banks and mortgage companies are charging to our homeowners’ mortgage accounts. I will conclude by...
by ttdev | Jun 17, 2021 | Federally Backed Loans, Florida, Forbearance expiring, Foreclosure Defense against the bank, Keep an Eye on Your Credit, Keep an Eye on Your Mortgage Statements, Keep Written Documentation, Loan Lookup Tools, Loan Modification, Make All Payments at Once, Newsletter, Put Postponed Payments at the End of Loan, Real Estate Foreclosure Attorney, Request Forbearance Extension, Stop Auto-Payments for Your Mortgage
Good Evening! I hope you are doing as well as possible during these challenging times. For this week’s newsletter, I want to focus on COVID-19 forbearances for federally-backed home mortgages and how to make sure you protect yourself when the total forbearance amount...
