April 24, 2022 – Major Changes Coming for Medical Debt on Your Credit Report

Good Morning! I hope this newsletter finds you doing well. This week, I’ll focus on the recent announcement by TransUnion, Experian, and Equifax on reporting medical debt on consumers’ credit reports. Beginning July 1, 2022, medical debt that was paid...

February 6, 2022 – Who Owns My Mortgage Anyways?

Good Evening! I hope this newsletter finds you doing well. This week, I will discuss your right to know who owns your mortgage and how to get this important information. Unfortunately, it is commonplace for mortgages to be sold numerous times throughout the life of...

November 25, 2021 – Is Your Mortgage Company Ignoring Your Loan Modification Paperwork?

Oftentimes when a homeowner is applying for a loan modification, the mortgage company (especially the big mortgage servicers) will lose the homeowner’s loan modification paperwork and will ask for the same documents over and over again. This can be a very frustrating...

September 16, 2021 – Your Right to Redeem a Foreclosure Judgment.

So what happens if a foreclosure judgment is entered against you and you find the necessary funds, whether through a loan or otherwise, to pay it off? Under Florida law (Fla. Stat. 45.0315), you have the right to pay off the judgment and save your property by paying...