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September 16, 2021 – Your Right to Redeem a Foreclosure Judgment.

So what happens if a foreclosure judgment is entered against you and you find the necessary funds, whether through a loan or otherwise, to pay it off? Under Florida law (Fla. Stat. 45.0315), you have the right to pay off the judgment and save your property by paying...

August 22, 2021 – Your Right to Request Your Original Note

In order for the bank to win a foreclosure case, the bank must be in possession of the original promissory note at the time the foreclosure case is filed and at the time of the final hearing. See Winchel v. PennyMac Corp. (Fla. 2d DCA 2017). The original note should...

August 2, 2021 – The Importance of Being Served Personally

If You’ve Been Sued for Eviction or Foreclosure, You Should Be Served In Person (But Don’t Hide From The Process Server!) Good Evening:  I hope this newsletter finds you and your family doing well.   For this newsletter, I want to focus first on the...

May 2, 2021 – Foreclosure Ban Extended until 2022!

Good Morning: I hope this newsletter finds you and your family doing well. In this newsletter, I want to provide an update on where things stand with the federal foreclosure ban. It is estimated that approximately 10 million Americans are currently behind on their...