by torrenslawgroup | Sep 16, 2021 | 2021, Attorney, Blog, Florida, Florida Judgments, Florida Real Estate, Foreclosure Defense against the bank, Foreclosures:, Helpful Information, Real Estate Foreclosure Defense Attorney, Redemption before foreclosure sale., The bank will have its lawyers, Why should I hire a foreclosure defense lawyer?, you should too
So what happens if a foreclosure judgment is entered against you and you find the necessary funds, whether through a loan or otherwise, to pay it off? Under Florida law (Fla. Stat. 45.0315), you have the right to pay off the judgment and save your property by paying...
by torrenslawgroup | Sep 13, 2021 | 2021, Attorney, Blog, Do you have a "Suit Pending"?, Foreclosure Defense against the bank, Keep Written Documentation, Mortgages:, Pooling and Servicing Agreement!, PSA, Real Estate Foreclosure Defense Attorney, Reasons to hire a foreclosure defense lawyer, The Bank Must Be in Possession of Original Promissory Note at the time the foreclosure case is filed., The bank will have its lawyers, Why should I hire a foreclosure defense lawyer?, Written Payoff Statement Request, You have a right to an accurate accounting of your mortgage account
In some foreclosure cases, the bank will try to use a big document called a pooling and servicing agreement (“PSA”) to prove standing to foreclose on the note and mortgage. These agreements are often hundreds of pages and can be difficult to understand. If you are...
by torrenslawgroup | Aug 23, 2021 | 2021, Attorney, Best to retain counsel, Blog, Florida, Foreclosure Defense against the bank, Foreclosures:, in mortgage foreclosure, Real Estate Foreclosure Attorney, Real Estate Foreclosure Defense Attorney, Reasons to hire a foreclosure defense lawyer, Request For Inspection of Original Note, The Bank Must Be in Possession of Original Promissory Note at the time the foreclosure case is filed., The bank will have its lawyers, Why should I hire a foreclosure defense lawyer?
In order for the bank to win a foreclosure case, the bank must be in possession of the original promissory note at the time the foreclosure case is filed and at the time of the final hearing. See Winchel v. PennyMac Corp. (Fla. 2d DCA 2017). The original note should...
by torrenslawgroup | Aug 3, 2021 | 2021, Attorney, Avoidance creates "Drop Service", beginning the day you were served suit, Do not avoid process servers, Evictions, Florida, Foreclosures:, Helpful Information, in mortgage foreclosure, Legal:, Mortgages:, Newsletter, Process Services, Real Estate Foreclosure Attorney, you have 20 calendar days to file response with the clerk of court, You have 5 days after service to file a response with the court
If You’ve Been Sued for Eviction or Foreclosure, You Should Be Served In Person (But Don’t Hide From The Process Server!) Good Evening: I hope this newsletter finds you and your family doing well. For this newsletter, I want to focus first on the...
by ttdev | Jun 17, 2021 | Financing:, Keep an Eye on Your Credit, Keep an Eye on Your Mortgage Statements, Keep Written Documentation, Newsletter, You have a right to an accurate accounting of your mortgage account
Good Morning: I hope this newsletter finds you and your family doing well. Today I’d like to discuss a very disturbing trend we are seeing with the excessive fees large banks and mortgage companies are charging to our homeowners’ mortgage accounts. I will conclude by...
by ttdev | Jun 17, 2021 | 2021, Are You Behind On Your Mortgage Payments?, Consumer Financial Protection Bureau, Expiring Foreclosure Ban, Federal Foreclosure Ban, Florida, Foreclosure Defense against the bank, Helpful Information, Moratorium, Mortgage Forbearance, Newsletter, VA Loans:
Good Morning: I hope this newsletter finds you and your family doing well. In this newsletter, I want to provide an update on where things stand with the federal foreclosure ban. It is estimated that approximately 10 million Americans are currently behind on their...
