August 7, 2022 – Got A Loan Mod? Don’t Forget Your Credit

  Good Evening! I hope this newsletter finds you doing well. For today’s newsletter, I want to briefly discuss the importance of checking your credit report after you have started making payments under a mortgage modification. A common way of resolving a...

July 24, 2022 – Can Your Second Mortgage Holder Foreclose On Your Home?

Good Afternoon! I hope this newsletter finds you doing well. For today’s newsletter, I want to focus on the question of whether your second mortgage holder can foreclose on your home. In our practice, we sometimes see situations where a homeowner may be current...

July 17, 2022 – The Florida Homeowner Assistance Fund Could Save Your Home

Good Afternoon! I hope this newsletter finds you doing well. For today’s newsletter, I want to let everyone know about the new Florida Homeowner Assistance Fund that was recently created. Established through the American Rescue Plan Act of 2021, the fund is...

June 19, 2022 – Beware of Homeowner Benefit Agreements!

Good Evening! Happy Father’s Day to all the Dads out there! This week, I will focus on “homeowner benefit agreements” and the potential consequences of signing these agreements. I had never even heard of a “homeowner benefit agreement” until just the other day...

March 27, 2022 – Words, A Poem by Ryan Torrens

Words   I am a lawyer. I do battle with words.   But some things are just too deep for words to say. To express our pain, we must find another way.   Poetry has its own language, the language of the heart. Through a poem, our healing can finally start....

March 25, 2022 – Tonight, A Poem By Ryan Torrens

For some reason, I wanted to write a poem tonight when I got home.   I don’t know how to write one, but that’s okay. I’m going to write one anyway.   Maybe it’s the many things in my head that need to come out. Better to write it out,...