by torrenslawgroup | Sep 19, 2021 | #KnowBeforeYouClose, 2021, A copy of the appraisal or valuation must be provided to you at least 3 days prior to closing., Avoid Mortgage with a Balloon, Closing Disclosures, Do Not Be Fooled, Federally Backed Loans, Financing:, Florida, Florida Real Estate, Florida Title Search, Foreclosure Defense against the bank, Home Appraisal, Keep an Eye on Your Credit, Know Before You Close, Mortgages:, Newsletter, Pooling and Servicing Agreement!, Real Estate Foreclosure Attorney, Real Estate Foreclosure Defense Attorney, TILA, Title and Closing, Torrens Title, Truth in Lending Act, You have a right to an accurate accounting of your mortgage account, Your Right to a copy of your home appraisal
Good Morning! I hope this newsletter finds you doing well. For today’s newsletter, I will focus on a few important things you should know before you close on your next (or especially, your first) Florida real estate transaction. Not Understanding Legal Documents...
by torrenslawgroup | Sep 16, 2021 | 2021, Attorney, Blog, Florida, Florida Judgments, Florida Real Estate, Foreclosure Defense against the bank, Foreclosures:, Helpful Information, Real Estate Foreclosure Defense Attorney, Redemption before foreclosure sale., The bank will have its lawyers, Why should I hire a foreclosure defense lawyer?, you should too
So what happens if a foreclosure judgment is entered against you and you find the necessary funds, whether through a loan or otherwise, to pay it off? Under Florida law (Fla. Stat. 45.0315), you have the right to pay off the judgment and save your property by paying...
by torrenslawgroup | Sep 13, 2021 | 2021, A copy of the appraisal or valuation must be provided to you at least 3 days prior to closing., Closing Disclosures, Financing:, Florida, Florida Real Estate, Foreclosure Defense against the bank, Home Appraisal, Inc., Know Before You Close, Know your options, Mortgages:, New Homes, Newsletter, TILA, Title and Closing, Torrens Title, TRID, Truth in Lending Act, Try To Resolve the Matter Before It's Too Late, You have a right to an accurate accounting of your mortgage account
Good Evening: I hope this newsletter finds you and your family doing well. If you are buying a home and taking out a loan to do so, you are entitled to a five-page document called a closing disclosure at least three business days before your closing. The closing...
by torrenslawgroup | Sep 12, 2021 | 2021, Blog, Do you have a "Suit Pending"?, Florida, Florida Judgments, Florida Real Estate, Florida Title Search, Foreclosure, Foreclosure Defense against the bank, Lis Pendens, Real Estate Foreclosure Defense Attorney, Reasons to hire a foreclosure defense lawyer, Title and Closing, What is Lis Pendens?, What is the Florida rule for civil procedure?, Why should I hire a foreclosure defense lawyer?, you should too
When I sat for the Florida bar exam in February 2011, a gentleman sitting next to me piped up after the first session and asked “what the hell is a lis pendens? I wrote ‘action pending’ because I had no idea what that was.” Turns out, he was right! When a homeowner is...
by ttdev | Jul 2, 2021 | Blog, Florida, Florida Real Estate, Florida Title Search, fraudulent liens, liens against property
In our practice, we regularly have clients with liens against their properties that they were not even aware of. It could be a paid-off judgment where the creditor forgot to record the satisfaction of mortgage, among countless other possibilities. A friend of mine...
by ttdev | Jul 2, 2021 | Blog, Florida, Florida Real Estate, Foreclosure Defense against the bank, Mortgages:, Real Estate Foreclosure Attorney
I have been working full-time as a foreclosure defense lawyer since January 2013 and what a journey it has been. We have had the privilege to save hundreds of homes so far in our practice. What a joy that is. While the daily grind of the practice surely can be...