by torrenslawgroup | Aug 8, 2022 | "RESPA", 2022, annual credit report, Are You Behind On Your Mortgage Payments?, Attorney, Check your credit after a loan modification, Even if you work with the bank for a loan modification, Florida, Florida Real Estate, Foreclosure, Foreclosure Defense against the bank, Foreclosures:, in mortgage foreclosure, Knowledge is power, Loan Modification, Mortgages:, Newsletter, Real Estate Foreclosure Attorney, Real Estate Foreclosure Defense Attorney, Real Estate Settlement Procedures Act, Resources and forms for credit dispute, Why should I hire a foreclosure defense lawyer?
Good Evening! I hope this newsletter finds you doing well. For today’s newsletter, I want to briefly discuss the importance of checking your credit report after you have started making payments under a mortgage modification. A common way of resolving a...
by torrenslawgroup | Aug 4, 2022 | 2022, Attorney, Avoidance creates "Drop Service", Defend you in court, Do not avoid process servers, Do Not Be Fooled, Florida, Florida Real Estate, Foreclosure, Foreclosure Defense against the bank, Foreclosures:, Helpful Information, Keep an Eye on Your Mortgage Statements, Legal:, Lis Pendens, Mortgages:, Newsletter, Process Services, Protect yourself by being informed - Helpful links, Real Estate Foreclosure Attorney, Request For Inspection of Original Note, The Bank Must Be in Possession of Original Promissory Note at the time the foreclosure case is filed., The bank will have its lawyers, Under Florida Law, What is Lis Pendens?, What is the Florida rule for civil procedure?, Why should I hire a foreclosure defense lawyer?, Written Payoff Statement Request, You can mail a Notice of Error to your servicer, You have 5 days after service to file a response with the court, You have a right to an accurate accounting of your mortgage account
Good Morning! I hope your week is coming along well. I wasn’t able to send out a newsletter on Sunday, so I wanted to try to get one out early part of this week. For today’s newsletter, I will show how to insist that your lender produce the original...
by torrenslawgroup | Jul 18, 2022 | 2022, Are You Behind On Your Mortgage Payments?, Attorney, Do you have a "Suit Pending"?, Finding:, Florida, Florida Real Estate, Foreclosure, Foreclosure Defense against the bank, Foreclosures:, Helpful Information, in mortgage foreclosure, Know your options, Mortgages:, Newsletter, Real Estate Foreclosure Defense Attorney, Reasons to hire a foreclosure defense lawyer, Redemption before foreclosure sale., Tragic Reality Across Florida
Good Afternoon! I hope this newsletter finds you doing well. For today’s newsletter, I want to let everyone know about the new Florida Homeowner Assistance Fund that was recently created. Established through the American Rescue Plan Act of 2021, the fund is...
by torrenslawgroup | Jun 20, 2022 | 2022, Attorney, Consumer Protection, Contact the Florida Bar Referral Hotline, Do you have a "Suit Pending"?, Florida, Florida Real Estate, Florida Title Search, Foreclosure Defense against the bank, fraudulent liens, Lawsuit, Legal:, liens against property, Lis Pendens, National Association of Consumer Advocates ("NACA"), New Homes, Newsletter, Once you sign a contract to sell your home, Real Estate Foreclosure Defense Attorney, Sales Process:, Tragic Reality Across Florida, What is Lis Pendens?, What is the Florida rule for civil procedure?
Good Evening! Happy Father’s Day to all the Dads out there! This week, I will focus on “homeowner benefit agreements” and the potential consequences of signing these agreements. I had never even heard of a “homeowner benefit agreement” until just the other day...
by torrenslawgroup | Sep 19, 2021 | #KnowBeforeYouClose, 2021, A copy of the appraisal or valuation must be provided to you at least 3 days prior to closing., Avoid Mortgage with a Balloon, Closing Disclosures, Do Not Be Fooled, Federally Backed Loans, Financing:, Florida, Florida Real Estate, Florida Title Search, Foreclosure Defense against the bank, Home Appraisal, Keep an Eye on Your Credit, Know Before You Close, Mortgages:, Newsletter, Pooling and Servicing Agreement!, Real Estate Foreclosure Attorney, Real Estate Foreclosure Defense Attorney, TILA, Title and Closing, Torrens Title, Truth in Lending Act, You have a right to an accurate accounting of your mortgage account, Your Right to a copy of your home appraisal
Good Morning! I hope this newsletter finds you doing well. For today’s newsletter, I will focus on a few important things you should know before you close on your next (or especially, your first) Florida real estate transaction. Not Understanding Legal Documents...
by torrenslawgroup | Sep 16, 2021 | 2021, Attorney, Blog, Florida, Florida Judgments, Florida Real Estate, Foreclosure Defense against the bank, Foreclosures:, Helpful Information, Real Estate Foreclosure Defense Attorney, Redemption before foreclosure sale., The bank will have its lawyers, Why should I hire a foreclosure defense lawyer?, you should too
So what happens if a foreclosure judgment is entered against you and you find the necessary funds, whether through a loan or otherwise, to pay it off? Under Florida law (Fla. Stat. 45.0315), you have the right to pay off the judgment and save your property by paying...